Mom always told me to never walk alone in the dark, Dad said don’t speak to strangers and trust no one. However, mommy and daddy never told me how important it was to protect my name from an identity thief.
As you read earlier, Melissa was a victim of identity theft. She never thought it would happen to her. It was one of those things she saw on television or in a magazine advertisement. So what made her so different?
She was a college student preparing for her senior year and in just one day her credit was ruined by someone using her identity to open a credit card.
After the long process of getting her credit re-established, Melissa found out how she became a victim of identity theft.
Earlier in April, Melissa had put together a going away party for her best friend moving to Sacramento, CA. It was small get together of friends and associates that she was comfortable with and didn’t think twice of someone doing anything wrong.
According to the reports, Melissa’s best friend used an old pay stud to obtain the credit card in her name. She purchased furniture and decorations for her new apartment on the credit card.
Facts show college students are mainly at risk for identity theft because their credit records are mostly blank, which means they can be easily used to secure new credit. Identity thieves know this and are specifically targeting students for identity theft.
Most common ways that college students leave themselves open to identity theft:
1. Living on campus in dorms with roommates.
2. Ordering clothes, books, or any other merchandise over the Internet.
3.Throwing away credit card offers without shredding them into a million pieces.
4. Being careless with student loans pin and important documentation.
Also, it is so common to see credit card companies targeting college students on campuses or in the surrounding areas. Majority of the time these are scams to get your important information, which is your IDENTITY.
To make matters worse, college students are not paying attention to their bank accounts and not tracking their funds.
Also, some college students become too comfortable with room mates and suites mates and leave personal information out. Sometimes academic PIN’s are your social security number and in large classrooms your social security is your ID on the roll.
These are some of the ways college students are being targeted so easily because college campuses are not putting in identity theft protection systems.
Here are some tips to protect you:
1. Don’t leave out your important information such as bank statements, social security cards, wallets and purses, and pay studs.
2. Obtain a safe and put all your important documentation in it and hide it in an undisclosed location.
3. Don’t sign up for a credit card from someone trying to give you a FREE pizza
4. Check your bank account frequently and know what you’re spending your money on.
5. Don’t purchase items online in public computer labs. Use your personal computer and put a security code on everything.
As you can see, Melissa was a victim and she did restore her credit. Now she is protecting herself with an identity theft protection program.
To find out more information, send your name and phone number to Kenney Conwell at 704-492-5331 or firstname.lastname@example.org for FREE INFORMATION.